Watercraft Insurance for Smooth Sailing Ahead

Worry-Free Adventures Await on the Water

At REM Insurance, we will help ensure your boating adventures are always safe and smooth with watercraft insurance.

Whether you own a speedboat, sailboat, or jet ski, our comprehensive policies provide extensive coverage tailored to your unique needs. From protecting against accidental damage and theft to covering liability and medical expenses, we’ve got you covered.

Trust REM Insurance safeguard your investment, so you can set sail with confidence and enjoy the beautiful waters of Ontario without any concerns. Let us navigate the complexities of insurance while you focus on creating unforgettable memories.


happy kids jumping off boat into lake

Watercraft Insurance Can Cover:

Physical Damage

This covers the repair or replacement of your personal watercraft if it’s damaged or destroyed due to covered perils such as collisions, storms, or theft.

Personal Property

This optional coverage protects your personal belongings on the watercraft, including fishing equipment, clothing, and other personal items.

Third-Party Liability

This covers legal fees, medical expenses, and property damage claims if you are found responsible for injuring someone or damaging their property while operating your watercraft.

Uninsured Watercrafts

If you are involved in an accident with an uninsured or underinsured boater, this coverage helps pay for your medical expenses and property damage.

Wreck Removal

In the event of a covered loss, this coverage helps pay for the cost of removing your sunken or damaged watercraft from the water.

Emergency Services & Towing

This coverage assists with the cost of towing your disabled watercraft to the nearest repair facility and covers emergency services such as fuel delivery or jump-starts.

family on yellow motorboat ride

Request a Quote

When you contact our office for a competitive quote on your auto, homeowners, tenants, farm, or commercial insurance, you will speak directly to one of our licensed brokers.

We will work closely with you to obtain the coverage you need in the event of a claim.

As a broker, we provide you with options from multiple insurance companies and various coverages. We are confident that our insurance providers offer REM Insurance’s clients the best coverage, price, and claims service.

father and son on fishing boat